Set Up a Merchant Account

"You can't go about things like you're having a garage sale," says GoReporter.com's Hansen. "If somebody calls on the phone and you don't have a merchant account, you're not going to get that customer." She says that several services like Google (GOOG) Checkout or eBay's (EBAY) PayPal are easy ways to assure customers that their credit information is safe and secure in your business's hands.