BusinessWeek Logo
Annualize Your Expenses

Getty Images

Annualize Your Expenses

When reviewing your spending habits, roughly calculate how much they're costing over the course of a year. "Realizing how much things cost over the course of a year can really help put things in perspective," says Bob Nusbaum of Middle America Planning in Pittsburgh. For example, if you spend $10 for snacks and lunch each weekday, that adds up to $2,500 in a year.