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By Christopher Palmeri
We know, we know. Your retirement plan has gone to hell. It's gotten so bad you don't even look at your brokerage statements. Your 401(k) is now a 201(k). Your kid's university savings, well, it's now a community college fund. But don't feel so bad. Plenty of smart investors look just as dumb these days. The following is a list of some of 2008's biggest losers. If misery loves company, here are 13 equally unlucky folks.