What's Your Plan

By Karyn McCormack, Emily Schmitt, Peter Coy, and Lauren Young

At a time when many people are trying to figure out how they're going to make their retirement plans a reality with shrunken savings, BusinessWeek checked in with experts in the retirement field as well as regular folks rethinking their retirement strategies. Our question: Have your expectations of retirement changed, and are you rejiggering your retirement plan in the wake of the market downturn? What we found ranged from retirement gurus tapping 401(k)s early and investing only 1% in stocks to regular folks vowing never to tap 401(k) savings and staying 100% in stocks.