No. 19: Oakland-Fremont-Hayward, Calif.

No. 19: Oakland-Fremont-Hayward, Calif.

Q1 Home price index: 5.5 percent
Q1 Foreclosure rate (YOY change): 2.6 percent (up 26.7 percent)
Q1 90+ day delinquency rate (YOY change): 9.3 percent (up 40.2 percent)
April 2010 unemployment rate: 11.4 percent

The median price for homes in Oakland in June is up from the same time last year, and inventory is down, according to real estate data company Altos Research. Housingpredictor.com says while there are more foreclosures in the inventory of homes hitting the market in Oakland, putting pressure on values, banks are controlling the release of distressed properties to the market to restrain deflation. The website predicts Oakland will see home values appreciate 12.1 percent this year.